Condo Moving COI Requirements — A Plain-English Guide
Most condo and apartment buildings require a Certificate of Insurance (COI) from your moving company before they will allow a move. Here is what a COI is, what buildings usually ask for, and how to get one in time.
What is a COI?
A Certificate of Insurance is a one-page document from a moving company's insurer showing coverage limits and naming the building (and sometimes the association) as an additional insured.
What condo buildings usually require
Common requirements include general liability of $1–2M, workers' comp coverage, and the building and association named as additional insured. Some buildings have a specific form to fill out.
How to request a COI from your movers
Send your building's COI requirements (or sample form) to your movers as soon as your move is booked. Most companies — including Move Mi — issue COIs at no extra charge within 1–2 business days.
Frequently asked questions
How long does a COI take to issue?
Usually 1–2 business days. Send your building's COI requirements early to avoid delays.
Can my building reject a COI?
Yes — if coverage limits or named parties do not match the building's requirements. That is why it's important to send the building's COI form to your movers up front.
Does Move Mi charge for a COI?
No. Move Mi provides Certificates of Insurance on request at no charge. Just forward your building's requirements once your move is booked and we will prepare the certificate before move day.